Call us today!

FAQs




I have a question about...

Lending with USASPECIALTY

Click questions to see answers.



Q: Are there financing restrictions?

Q: Can I have my payment set up to be automatically deducted?

Q: Is there a pre-payment penalty?

Q: Are there any additional fees to the borrower to finance with USASPECIALTY Lending?

Q: Can I add these additional fees to my loan?

Q: How will the loan be funded?

Q: Can I put the loan in my business's name?

Q: Does the applicant need to currently be a member of USALLIANCE to apply?

Q: Are there any additional requirements for membership?

Q: Are any other documents required for closing/funding of the loan?

Q: What information is required when applying for a loan?

Q: Is there a minimal term for your loans?

Q: Will USASPECIALTY lend to applicants with prior bankruptcies, short-sales, foreclosures, liens, judgements, collections, or charge-offs?

Q: Do you lend for live-in or live-aboard?

Q: Can an applicant upload verification of income, driver’s license, collateral information, etc. on this site?

Q: What is USALLIANCE Financial?

Back to top ↑

Marine Lending

Click questions to see answers.



Q: How will USASPECIALTY secure its interest in the Vessel?

Q: How do I file lien through U.S. Coast Guard Documentation, title or UCC?

Q: How old of a boat can be considered for an approval?

Q: Do high performance, houseboats, or steel hull vessels qualify?

Q: How do I qualify for a 240-month term on a marine loan?

Q: Can a Non-U.S. Citizen obtain a marine loan?

Back to top ↑

Aircraft Lending

Click questions to see answers.



Q: How will USASPECIALTY secure its interest in the Aircraft?

Q: How will USASPECIALTY secure its interest for the Upgrade Your Wings program?

Q: What happens if I’m unable to obtain 2nd lien position for the Upgrade Your Wings program?

Q: Is there an age restriction on the Upgrade Your Wings program?

Q: What Aircraft qualify for Upgrade Your Wings?

Q: How will I collect my funds for Upgrade Your Wings?

Q: Are the any fees associated with the Upgrade Your Wings program?

Back to top ↑

Motorized RV Lending

Click questions to see answers.



Q: How will USASPECIALTY secure its interest in the RV?

Q: How old of a Motorized RV can be considered for an approval?

Q: How do I qualify for a 240-month term on a Motorized RV Loan?

Q: Do you lend for custom motorized RVs?

Q: Do you finance for Travel Trailers or 5th Wheel RVs?

Q: Can a Non-U.S. Citizen obtain a RV loan?

Back to top ↑