|WHAT DOES USALLIANCE Financial|
DO WITH YOUR PERSONAL INFORMATION?
|Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons USALLIANCE Financial chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does USALLIANCE share?||Can you limit this sharing?|
|For our everyday business purposes:|
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes:|
to offer our products and services to you
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes:|
information about your transactions and experiences
|No||We don't share|
|For our affiliates' to market to you||No||We don't share|
|For nonaffiliates' to market to you||No||We don't share|
|Call toll-free (800) 431-2754 or go to www.usalliance.org|
Who We Are
|Who is providing this notice?||USAlliance Federal Credit Union is doing business as USALLIANCE Financial.|
What We Do
|How does USALLIANCE Financial protect my personal information?|
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
|How does USALLIANCE Financial collect my personal information?|
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?|
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliate financial companies that together market financial products or services to you.
Other important information
|For Alaska, Illinois, Maryland, and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.|
For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliate to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi, and New Jersy Members. We will not share personal information from deposit or share relationship with nonaffiliates either for them to market to you for.
For Vermont Members. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates for joint marketing about your creditworthiness without your authorization.